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1- Hull Insurance This policy provides for insurance of boats, ships, barges and launches owned by the Insured and resulting in loss of or damage to such items whilst being in use.
2- Cargo Insurance This policy is designed to protect the traders involved in exports / imports of their goods whilst in transit inland or overseas by either land, air or waterborne vessels. The goods covered are protected against various marine perils as specified in the Marine Institute Cargo Clauses.
3- Ship-Owner Liability Insurance This is a specialized policy designed for Ship owners to cover any legal liability arising out of their ships / vessels crew members’ negligence resulting in any third party death and/or bodily injury and or property damage.
4- Yacht and Pleasure Craft Insurance This is similar to the Hull insurance designed to protect the interest of the individual owners against any loss or damage to the Pleasure Crafts / Yachts owned by them.
5- Land Transit Insurance This is a cover designed for inland transit risks for transport of goods by the traders from one place to another by land / road by truck or rail and is governed by Institute Land Transit clauses. The normal coverage is Fire Collission and Overturning.
6- Aviation Insurance This policy provides for any loss of or damage to the aircraft owned by the insured and can be extended to cover legal liability arising out of negligence whilst using such aircraft resulting in any third party death and or bodily injury.
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