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1- Motor Insurance
This policy provides for loss of or damage to insured company’s own vehicle in case of any accident and also for any third party liability resulting in death and/or bodily injury to any person and any third party property damage as a result of such accident.
2- Personal Accident Insurance
This policy provides for compensation in case of any accident resulting in death and/or bodily injury resulting in permanent loss of eyes / limbs and temporary total disablement.
3- Public Liability Insurance
This policy provides for legal liability of the insured persons / company arising out of their negligence and out of their business activities (excluding any professional negligence) resulting in any third party death and or bodily injury and or property damage.
4- Workmen’s Compensation Insurance
This policy provides for legal liability of the employers towards their employees as per the workmen’s compensation law / shariah law arising out of their negligence and resulting in death and / or bodily to their employees.
Further this policy can be extended to provide employers liability compensation as a result of not providing the employees with proper place of work /environment and is payable over and above any prevailing WC policies.
5- Burglary Insurance
This policy provides for any loss or damage to property owned by the insured company as a result of burglary and or theft by external violent and forcible means.
6- Travel Insurance
This policy provides for any loss of or damage to Baggage, Personal Accident and Accidental Medical Expenses and Repatriation charges incurred by the Insured Persons whilst on a trip undertaken for the purpose of holiday or business.
7- Money Insurance
This policy provides for loss of money from the insured premises whilst in locked safe or otherwise and whilst during transit between various premises of the insured and the bank resulting from insured perils.
8- Fidelity Guarantee Insurance
This policy provides to indemnify the employer against direct pecuniary losses sustained through acts of fraud or dishonesty by an employee(s) in the course of employment. The basis of Fidelity Guarantee originates from an employer and employees relationship or a fiduciary relationship.
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